The Indian American Business Association of USA, Inc., doing business as Indian American Business Association & Chamber (“IABA”), is a Florida not-for-profit corporation organized pursuant to Section 501(c)(6) of the Internal Revenue Code. IABA operates as an independent business association platform providing networking opportunities, promotional visibility, educational programming, and event-based engagement for businesses and professionals.
Engagement with IABA in any capacity — including but not limited to business listing holders, members, sponsors, donors, volunteers, event attendees, advertisers, exhibitors, purchasers of event tables or sponsorship packages, and website users — does not create any ownership interest, partnership, agency, fiduciary relationship, voting right, governance participation, or entitlement to managerial authority within IABA. Any terminology used by IABA systems, communications, marketing materials, invoices, automated confirmations, account dashboards, or administrative records — including but not limited to “member,” “membership number,” “business listing,” “partner,” “sponsor,” or similar descriptors — shall be deemed administrative designations only and shall not confer legal rights, equity interests, governance privileges, inspection rights, fiduciary duties, or statutory entitlements of any kind.
IABA retains sole and exclusive authority over its governance, programming, operations, financial management, sponsorship determinations, event planning, publication standards, branding, vendor selection, speaker invitations, pricing structures, access permissions, and administrative decisions. No individual or entity engaging with IABA shall have any right to direct, control, challenge, audit, or influence internal operations except as expressly required under applicable Florida nonprofit law.
IABA may publish, distribute, promote, or display information, materials, photographs, logos, offers, biographies, statements, listings, or other content supplied by participants or third parties. While IABA may exercise editorial discretion regarding materials published through its platforms, IABA does not independently verify the accuracy, authority, ownership, legality, completeness, reliability, or authenticity of such materials. All reliance upon information presented through IABA platforms, events, directories, or communications is undertaken solely at the user’s own risk. Users are advised to conduct their own independent investigation and due diligence before entering into any transaction or relying upon any representation associated with individuals or entities affiliated with IABA.
IABA expressly disclaims all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, business performance, professional outcome, financial return, or networking success.
Participation, sponsorship, listing, or attendance does not guarantee business referrals, financial benefit, client acquisition, marketing exposure, or event attendance levels.
Participation in any IABA event, meeting, networking activity, conference, gala, tournament, reception, seminar, travel delegation, promotional gathering, or related function (collectively “Events”) is voluntary and undertaken at the participant’s sole risk. Participants acknowledge that events may involve inherent risks including but not limited to travel risks, venue conditions, food and beverage consumption, alcohol service, third-party vendor services, public interaction, and unforeseen health or safety circumstances.
By attending or participating in any Event, each participant knowingly and voluntarily assumes all risks of injury, illness, property damage, loss, or death arising from or related to participation, whether caused by negligence, third-party conduct, venue conditions, or otherwise. Participants hereby release and hold harmless IABA, its officers, directors, employees, contractors, volunteers, sponsors, partners, agents, and representatives from any and all claims, demands, causes of action, liabilities, damages, or expenses arising out of or related to participation.
Participants further agree to indemnify and defend IABA against claims arising from their own acts, omissions, negligence, misconduct, or violations of law while engaged in IABA-related activities.
IABA does not provide medical supervision and has no legal obligation to monitor, evaluate, or act upon medical information disclosed by participants. In the event of emergency circumstances, participants consent to emergency medical treatment and accept full financial responsibility for any resulting medical expenses.
To the fullest extent permitted by law, IABA’s total liability for any claim shall not exceed the amount, if any, paid directly to IABA for the specific event, listing, sponsorship, or service giving rise to the claim.
Payments made to IABA for sponsorship packages, promotional exposure, business listings, advertising, gala tables, tickets, vendor booths, products, or event participation represent voluntary contractual transactions for defined benefits and do not create ownership interests, governance rights, or continuing service obligations beyond the scope described at the time of purchase. IABA reserves the right to modify event details, venues, schedules, speakers, programming, or promotional structures due to operational needs, venue requirements, public safety considerations, or force majeure events.
Unless otherwise stated in writing, payments are non-refundable.
IABA collects and processes personal and business information for operational, administrative, promotional, and communication purposes. Such information may include names, contact details, business descriptions, photographs, IP address data, website usage analytics, and related metadata. By interacting with IABA platforms or events, individuals consent to the collection and use of such information consistent with applicable law.
IABA may utilize third-party service providers for website hosting, email communication, payment processing, event registration, analytics, and related services. While commercially reasonable safeguards are implemented, no electronic transmission or storage system is completely secure, and IABA does not guarantee absolute security of data.
IABA may update privacy practices periodically, and continued use of services constitutes acceptance of such updates.
Individuals and entities engaging with IABA are expected to conduct themselves in a lawful, ethical, and professional manner consistent with applicable business standards. IABA reserves the right, in its sole discretion, to suspend, restrict, or terminate participation, listings, sponsorship privileges, or event access if conduct is determined to be unlawful, defamatory, disruptive, unethical, materially misleading, discriminatory, or damaging to organizational integrity.
Such determinations shall be final and shall not create entitlement to appeal, reimbursement, or reinstatement unless otherwise required by law.
IABA platforms may contain links to external websites or references to third-party services. IABA does not control and is not responsible for the content, privacy practices, business operations, or representations of third parties.
This Legal Disclaimer and all matters arising out of engagement with IABA shall be governed by the laws of the State of Florida without regard to conflict-of-law principles. Any dispute shall be brought exclusively in a court of competent jurisdiction located in Florida.
By accessing IABA platforms, engaging in communications, submitting information, purchasing services, participating in events, or otherwise interacting with IABA, individuals and entities acknowledge and agree to be bound by this Legal Disclaimer.